Nutzungsbedingungen

Last Updated: January 2026

1. Acceptance of Terms

By accessing and using Bank Statement Converter ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Bank Statement Converter is a free online tool that converts PDF bank statements into Excel (XLSX) or CSV formats. The Service uses AI technology to extract transaction data from uploaded documents.

3. User Responsibilities

3.1 Acceptable Use

You agree to:

  • Use the Service only for lawful purposes
  • Upload only documents you have the right to process
  • Not attempt to reverse engineer or compromise the Service
  • Not use the Service to process documents containing illegal content
  • Not abuse or overload the Service infrastructure

3.2 Account Security

While our Service does not require account registration, you are responsible for:

  • Maintaining the security of your uploaded files
  • Ensuring your device and browser are secure
  • Not sharing sensitive financial information unnecessarily

4. Service Availability

We strive to maintain high availability, but:

  • The Service is provided "as is" without guarantees of uptime
  • We may suspend or discontinue the Service at any time
  • Scheduled maintenance may cause temporary interruptions
  • We are not liable for any losses due to service unavailability

5. Accuracy and Limitations

Regarding conversion accuracy:

  • We use advanced AI technology but cannot guarantee 100% accuracy
  • Users should verify converted data before use
  • We are not responsible for errors in converted documents
  • The Service may not work with all PDF formats or bank statements
  • Complex or image-based PDFs may have reduced accuracy

6. Intellectual Property

6.1 Our Rights

All content, features, and functionality of the Service are owned by us and protected by copyright, trademark, and other intellectual property laws.

6.2 Your Content

You retain all rights to the documents you upload. By using the Service, you grant us a temporary license to process your files solely for conversion purposes. This license terminates when your files are deleted from our servers.

7. Privacy and Data Protection

Your privacy is important to us. Please review our Datenschutzrichtlinie to understand how we handle your data:

  • Files are processed securely and deleted immediately after conversion
  • We do not store or access the content of your bank statements
  • All data transmission is encrypted

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or completeness of results

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • We shall not be liable for any indirect, incidental, special, or consequential damages
  • Our total liability shall not exceed the amount you paid to use the Service (which is zero for free users)
  • We are not responsible for any financial losses resulting from errors in converted documents
  • Users are solely responsible for verifying converted data accuracy

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any content you upload to the Service

11. Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

13. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Hong Kong, without regard to its conflict of law provisions.

15. Dispute Resolution

Any disputes arising from these Terms or the Service shall be resolved through:

  • Good faith negotiations first
  • Binding arbitration if negotiations fail
  • Courts of Hong Kong as a last resort

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

17. Contact Information

For questions about these Terms of Service, please contact us at:

Email: E-Mail: [email protected]

Address: Hongkong